花一百塊防十塊

詳細資訊

為什麼我們要花一百塊來防止十塊錢被濫用？
本書揭露了審查型社會福利制度背後的真相：它的運作成本遠高於所提供的實際援助。透過來自美國、台灣及其他國家的真實數據，徐萍指出，那些以「防弊」為名的繁複官僚程序，其實吞噬了絕大多數的公共資源——養活了一整個行政系統，而不是幫助真正需要幫助的人。

從辦公室租金、員工薪資、系統維護費用，到層層文件審查造成的援助延誤，「不信任」的成本不斷累積。結果是：政府成功保住了官僚的飯碗，卻未能保護失業者、弱勢群體與陷入困境的人。

徐萍用實際數據打破了「全民基本收入（UBI）負擔不起」的迷思，並清楚指出，用 UBI 取代耗時耗力的審查型福利，不僅可以節省數十億，還能消除低效與浪費，恢復人們的尊嚴。

本書你將學到：

不信任制度的三大成本陷阱

機會成本與隱性浪費如何遠超直接行政開銷

全球案例證明 UBI 不僅負擔得起，還更有效率

一步步模擬如何用 UBI 取代所有審查型福利

如果你曾認為 UBI 太昂貴，本書將徹底改變你的想法。問題不在於我們沒有錢，而是我們把錢花錯了地方。

The Hundred-Dollar Guard for Ten Dollars: The Absurd Economics of Welfare Systems
花一百塊防十塊：社福制度的荒謬經濟學

English
Why are we spending a hundred dollars to prevent ten dollars from being misused?
This book exposes the hidden truth behind means-tested welfare systems: they cost far more to run than the benefits they deliver. Through real-world data from the United States, Taiwan, and other countries, Ping Xu reveals how bureaucratic layers designed to “prevent fraud” actually consume the majority of public resources—feeding an entire administrative ecosystem instead of helping those in need.

From the office rent, staff salaries, and IT maintenance, to the endless paperwork that delays aid, the costs of distrust pile up. The result? Governments successfully protect bureaucratic jobs, while failing to protect the unemployed, the vulnerable, and the struggling.

Ping Xu dismantles the myths surrounding Universal Basic Income (UBI) and shows, with hard numbers, how replacing verification-heavy welfare with UBI would save billions, eliminate inefficiency, and restore dignity.

Inside you will learn:

The three major cost traps of distrust-based systems

How opportunity costs and hidden waste dwarf direct administrative expenses

Global case studies proving UBI is not only affordable, but more efficient

A step-by-step simulation of replacing all means-tested programs with UBI

If you’ve ever believed that UBI is too expensive, this book will change your mind. It’s not that we don’t have the money—it’s that we’re spending it in the wrong place.

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